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Peace of mind
Confidence on the slopes

Spot, the official insurance partner of Ikon Pass, is offering injury insurance coverage and pass protection for the 22/23 season.

Spot Injury Insurance Coverage

If you get hurt while using your pass, Spot’s policy will pay up to $25,000 of your out-of-pocket medical bills, with $0 deductible. Spot’s policy costs $64 for the entire season or $6.50 for daily coverage.

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How Injury Insurance Works

If you get injured, whatever your physician recommends as treatment should be covered. Once you get your first bill, you can file a claim by taking pictures of your bill(s) as you receive them and providing a few details about your accident. After you file a claim, a personal claims advocate will help you determine the best plan for your medical and financial situation.


Spot Pass Protection

Get reimbursed if you can’t use your pass for a covered reason, like injury or sickness.

Who is covered?

Pass holders who selected Spot Pass Protection at checkout. This is an optional benefit available for pass holders.

For full details on how pass protection reimbursement works click here.

What is covered?

Pass cancellation for unforeseen events, including:

  • You or a family member's death, sickness, or injury.

  • Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

  • Your transfer of employment of 100 miles or more by the employer with which requires your principal residence to be relocated.

  • Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

  • You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your cancellation effective date. You must have been an active employee with the same employer for at least one (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.

  • You can find the full policy here.  Policies for residents of IL IN NH MT WA OR PA NY may vary.  These are available at request and found in your My Account page.

What's the price breakdown?

Spot Pass Protection costs 7% of the pass price. Pass insurance is 5.027% of the pass price and technology fees are 1.973%.

Click here for more FAQs.

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How Pass Protection Works

For full details on how pass protection reimbursement works click here.

If you are injured or get sick

Go to the doctor and get treated

If an injury or illness is requiring you to use your Pass Protection, see your doctor right away and get treatment. You can see any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Be sure to keep documentation from your visit.

If you have a change in employment

Get documentation

If you’ve been involuntarily transferred, terminated, or laid off from your employer ensure you keep the documentation. If your military leave has been revoked or you’ve been reassigned, your official notice will be required when you file your claim.

File a claim online

We're here to help

Getting injured sucks, but dealing with your insurance shouldn’t. When you’re injured with Spot, a dedicated team member will be by your side every step of the way. Our goal is to simplify the experience so we can resolve your claim as quickly as possible. Besides, you have more important things to focus on, like recovery!

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Get Spot

Add Spot Injury Insurance and Pass Protection at checkout when you purchase your pass.

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Click here to see Spot's official Terms and Conditions.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations, and exclusions in the insurance policy, including an exclusion for pre-existing conditions.  The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300, Indianapolis, IN 46208 USA. Insurance@imglobal.com. +1 (317) 655-9796.