Ride Fearlessly, with Spot!
League of American Bicyclists and Spot Injury Insurance are your safest riding partners! Spot’s On-the-Bike Coverage pays your medical bills up to $25,000, with $0 deductible, anytime you’re hurt while on your bike. Ride, race, or train with peace of mind—Spot’s got your back!
League of American Bicyclists members get Spot for just $59.99 for a year.
Ready to ride fearlessly with Spot On-the-Bike coverage?
All about Spot
Who is covered?
Exclusive to League of American Bicyclists members.
What’s in it For You?
True annual coverage. You’re protected for an entire year starting the day you sign up.
You’re covered 24/7 anywhere in the US and its territories.
Ride and race without worry. You’re covered for any accidental injury anytime you’re on a bike—including training, touring, commuting, gran fondos, on- or off-roading, and e-bikes up to 750 watts*. Only racing that is sanctioned by the League of American Bicyclists is covered.
YOUR POLICY INCLUDES
Accident Medical Expense Coverage
Accidental Death or Dismemberment Coverage
For annual coverage, you must be a current League of American Bicyclists member.
Not a League of American Bicyclists member? Click here to join today, and then purchase Spot.
League of American Bicyclists is the policyholder and coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy. Digital and customer experience is serviced by Spot.
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What medical costs are covered under Spot?
How does the $25,000 coverage amount work?
When am I covered?
Is Spot health insurance?