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Ride Fearlessly, with Spot!

League of American Bicyclists and Spot Injury Insurance are your safest riding partners! Spot’s On-the-Bike Coverage pays your medical bills up to $25,000, with $0 deductible, anytime you’re hurt while on your bike. Ride, race, or train with peace of mind—Spot’s got your back!


League of American Bicyclists members get Spot for just $59.99 for a year.


Ready to ride fearlessly with Spot On-the-Bike coverage?

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All about Spot

Who is covered?

Exclusive to League of American Bicyclists members.

What’s in it For You?
  • True annual coverage. You’re protected for an entire year starting the day you sign up.

  • You’re covered 24/7 anywhere in the US and its territories.

  • Ride and race without worry. You’re covered for any accidental injury anytime you’re on a bike—including training, touring, commuting, gran fondos, on- or off-roading, and e-bikes up to 750 watts*. Only racing that is sanctioned by the League of American Bicyclists is covered.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




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Purchase Spot

Please check back soon.

What medical costs are covered under Spot?

How does the $25,000 coverage amount work?

When am I covered?

Is Spot health insurance?


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