header graphic.png
Guide Fearlessly, With Spot!

AMGA and Spot are your safest mountain adventure partners! Spot Injury Insurance can pay your medical bills up to $25,000, with $0 deductible, each time you’re hurt on the mountain (see list of covered activities below). Whether guiding, instructing, or hitting the mountain for fun, Spot’s got your back! 


AMGA members get Spot for $70 for an entire year.

Ready to Guide Fearlessly With Spot Injury Insurance?

Value Prop (1).png

All about Spot

Who's Covered?

Exclusive to AMGA members.

What’s in it For You?
  • True annual coverage. You’re protected for an entire year starting the day you sign up.

  • You’re covered 24/7 anywhere in the US.

  • Hit the mountain with peace of mind, whether you’re working or not. Covered activities include, but aren’t limited to, hiking, camping, skiing (including backcountry), snowboarding, splitboarding, rock climbing (not free solo climbing), bouldering (indoors or outdoors), mountain biking, kayaking, rafting, trail running, canyoneering, Alpine rock, snow, or glacier climbing, and high altitude mountaineering.

Copy of SGC S4 Jackson-42.jpg



Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




Purchase Spot.png

Purchase Spot

For annual coverage you must be a current American Mountain Guide Association member.  Not an AMGA member?

Click here to join today, and then purchase Spot.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. American Mountain Guide Association is the policyholder for Accident Insurance for enrolled AMGA Members participating in mountain guiding activities. Coverage is subject to the terms, conditions, and exclusions of the policy. Digital and customer experience is serviced by Spot.


Hang tight! It may take a few seconds to process your purchase.

Please don’t refresh or click Confirm purchase again. 


When am I covered?

How does the $25,000 coverage amount work?

Is Spot health insurance?

What medical costs are covered under Spot?