USA Cycling

Every time you're in the saddle — you're covered.

As the official insurance partner of USA Cycling, we’ve got your back as you ride, race and train all year.

Yep, you’re covered when you're pedaling.

RIDE+

Ride+ members are covered while cycling — including e-bikes up to 750 watts. Covered activities include commuting, touring, group rides, training and gran fondos worldwide. Racing is not covered.

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RACE

Race members are covered while participating in USA Cycling sanctioned, sponsored or supervised events in the United States. Race members are not covered while commuting, touring, group rides, training and gran fondos. Coverage does not include events that are not supervised by USA Cycling. International race members are covered while participating in USA Cycling sanctioned, sponsored, or UCI events worldwide

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RACE+

Race+ members have all the benefits of a Ride membership, but are also covered while racing in USA Cycling sanctioned, sponsored or supervised events in the United States. International Race+ members are covered while participating in USA Cycling sanctioned, sponsored, or UCI events worldwide.

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Get Spot

Policies range from event-specific coverage to $0 deductible plans that offer 24/7 on-the-bike coverage. Sign up for a membership today to get Spot.
Join USA Cycling

We’ve got you covered.

© 2023 Spot Insurance Inc. All rights reserved. USA Cycling is the policyholder for Accident Insurance that covers all registered members of USA Cycling’s annual program, participating in bicycle (including e-bikes up to 750 watts) related activities only, including but not limited to: commuting, group rides, training, gran fondos, gravel events, and bicycle maintenance and repair for whom premium has been paid. Coverage does not apply to any race events sponsored or supervised by USA Cycling, or any other organization. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot Insurance Inc.

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