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Breaking a bone shouldn't break the bank.

Spot covers your medical bills anytime you get hurt while training or participating in an event on any sanctioned USA BMX / BMX Canada track —whether you have health insurance or not. A Spot policy is best for those with lousy or high deductible healthcare plans and those without health insurance.

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All about Spot

Who is covered?

USA BMX / BMX Canada members.

What is covered?

Riding on a sanctioned USA BMX / BMX Canada track.

When are you covered?

Spot will have your back whenever you are training or participating in an event on any sanctioned USA BMX /BMX Canada track for one year.

Where are you covered?

Your injury must occur at a USA BMX / BMX Canada track in order to submit a valid claim.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage



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Purchase Spot

Not an USA BMX member? Click here to join today, and then purchase Spot.

USA BMX / BMX Canada is the policyholder for Accident Insurance for all registered members of USA BMX / BMX Canada enrolled in the voluntary annual buy-up option, participating in activities sponsored or supervised by USA BMX, including injuries sustained during events or while practicing on sanctioned USA BMX / BMX Canada racetracks. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Spot.

The first and last name should represent the individual registered as a USA BMX / BMX Canada member. If you are signing a minor up for the policy please include their name inside the form.

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Important update: We recently increased the annual policy price for USA BMX from $75 to $125. We really hate to raise prices, but it’s the only way to ensure you get the best coverage possible. We’ve also been informed that the old price is still listed on some promotional material, and we’re working as fast as we can to make updates.


Download full FAQ here.

When and where am I covered?

What if I have to submit a claim?

What is covered?

What is excluded in my policy?

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