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Spot covers up to $25,000 of your medical expenses if you are suddenly injured mountain bi

Coverage Details

Your Policy Includes:


Accident Medical Expense Coverage


Accidental Death or Dismemberment



Who is covered?

Telluride season pass holders and single or multi-day pass holders.

​Note: Epic pass holders, transferable pass holders, and complimentary pass holders are not eligible for Spot coverage.

What is covered?

Skiing, snowboarding, or mountain biking activities.

When are you covered?

Anytime you are using an eligible Telluride Mountain pass.

Where are you covered?

Within bounds at Telluride Mountain Resort.

How Injury Insurance Works

If you get injured

Go to the doctor and get treated

If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Filing a claim

In minutes

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a claims advocate who will work with you to determine the best plan for your medical and financial situation.



See a full list of FAQs here.

What medical costs are covered under Spot?

What if I have to submit a claim?

Is Spot health insurance?

What is excluded in my policy?

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© 2022 Spot Insurance Inc. All rights reserved. TSG Ski & Golf, LLC is the policyholder for Accident Insurance that covers All registered, ski, snowboard or mountain biking participants of TSG Ski & Golf, LLC’s season pass program or daily pass program participating in activities sponsored or supervised by the policyholder for whom annual/season or daily premium has been paid. Coverage is subject to the terms conditions and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Life By Spot Companies Inc.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701

Telluride Pass Holders

Log in to view your Spot account.

*If this is your first time logging in, access your account here using the same email you used to purchase your Telluride Pass.