



Coverage Details
Your Policy Includes:
$25,000
Accident Medical Expense Coverage
$10,000
Accidental Death or Dismemberment
$0
Deductible
Who is covered?
Telluride season pass holders and single or multi-day pass holders.
Note: Epic pass holders, transferable pass holders, and complimentary pass holders are not eligible for Spot coverage.
What is covered?
Skiing, snowboarding, or mountain biking activities.
When are you covered?
Anytime you are using an eligible Telluride Mountain pass.
Where are you covered?
Within bounds at Telluride Mountain Resort.
How Injury Insurance Works
If you get injured
Go to the doctor and get treated
If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.
Filing a claim
In minutes
Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a claims advocate who will work with you to determine the best plan for your medical and financial situation.

FAQs
See a full list of FAQs here.
What medical costs are covered under Spot?
What if I have to submit a claim?
Is Spot health insurance?
What is excluded in my policy?