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Ride Fearlessly, with Spot!

IMBA and Spot Injury Insurance are your safest riding partners! Spot’s On-the-Bike Coverage pays your medical bills up to $25,000, with $0 deductible, each time you’re hurt while on your bike. Ride, race, or train with peace of mind—Spot’s got your back!


IMBA members get Spot for just $69.99 for an entire year.


Ready to ride fearlessly with Spot On-the-Bike coverage?

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All about Spot

Who is covered?

Anyone participating in the Alianza de Futbol the December 4th and 5th soccer tournament in San Jose.

When are you covered?

You’re covered for accidental injuries while participating in the Alianza de Futbol San Jose two-day tournament.

When are you covered?

While participating in the Alianza de Futbol two-day soccer tournament in San Jose on December 4th and 5th.

Where are you covered?

While participating in the Alianza de Futbol San Jose two-day tournament at Morgan Hill, CA.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




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Purchase Spot

For Annual coverage you must be a current IMBA member. Not an IMBA member?

Click here to join today, and then purchase Spot.

International Mountain Bicycling Association is the policyholder and coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Group. Coverage is subject to the terms conditions and exclusions of the policy. Digital and customer experience is serviced by Spot.

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Download full FAQ here.

Is Spot health insurance?

How does the $25,000 coverage amount work?

What medical costs are covered under Spot?

How do I file a claim?