Breaking a bone shouldn't break the bank.
Spot covers up to $20,000 of your medical expenses if you are suddenly injured skiing or snowboarding this season. Spot has no deductible and works whether you have health insurance or not, and with any existing insurance plans you may have. For injuries big and small, Spot has your back–so send it with peace of mind.
INSURANCE FOR PASS HOLDERS
How it Works
Who is covered?
All individuals of Powder Mountain who purchase a season pass or individuals who purchase Spot add-on to their daily lift ticket.
When are you covered?
We got your back for the duration of your season pass or daily lift ticket while you're skiing or snowboarding on Powder Mountain.
Where are you covered?
Within the bounds of Powder Mountain.
What is covered?
Spot covers cost from your doctor-recommended treatment plan up to $20,000 for any covered physical injury as long as it's carried out by a licensed physician.
Season pass holders:
All individuals of Powder Mountain who purchase a season pass are covered whenever an injury that take place while at Powder Mountain.
Daily lift ticket holders:
All individuals of Powder Mountain who purchase a ski lift ticket and elect the coverage are covered whenever an injury that take place while at Powder Mountain.
YOUR POLICY INCLUDES
Accident Medical Expense Coverage
Accidental Death or Dismemberment Coverage
If you get hurt
GO TO THE DOCTOR AND GET TREATED
If you have a crash, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.
Filing a claim
IT ONLY TAKES MINUTES
Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims advocate who will work with you to determine the best plan for your medical and financial situation.
What medical costs are covered under Spot?
Is Spot health insurance?
How does the $20,000 coverage amount work?
How do I file a claim?