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Breaking a bone shouldn't break the bank.

Spot covers up to $25,000 of your medical expenses if you are suddenly injured while skiing, snowboarding or patrolling the slopes this season. Spot has no deductible and works whether you have health insurance or not and with any existing insurance plans you may have. For injuries big and small, Spot has your back. Hit the slopes with peace of mind this season.

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All about Spot

Who is covered?

National Ski Patrol members.

What is covered?

Ski, Bike and Nordic Patrolling activities, and off-duty mountain activities including, but not limited, to Skiing, Snowboarding and Mountain Biking.

When are you covered?

Anytime you’re participating in ski, bike and nordic patrolling activities, and off-duty mountain activities including, but not limited, to skiing, snowboarding and mountain biking.

Where are you covered?

Anywhere in the US.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




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Check back soon to purchase Spot

For Annual coverage you must be a current NSP member. Not an NSP member?

Click here to join today, and then check back soon to purchase Spot.

Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. National Ski Patrol, Inc. is the policyholder for accident insurance that covers members of the National Ski Patrol. Coverage is subject to the terms, conditions, and exclusions of the policy.

Spot Pro Patrol Team Application

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Apply to join the Spot Professional Patrol Team and get 1 year of Spot injury insurance for free.


Thanks for submitting your application.

We will reach out to selected patrollers soon!


What medical costs are covered under Spot?

Is Spot health insurance?

How does the $25,000 coverage amount work?

When am I covered?

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