Breaking a bone shouldn't break the bank.

Spot covers players medical bills anytime they get hurt while playing rugby—whether they have health insurance or not. 

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All about Spot

Who is covered?

Exclusively for National Collegiate Rugby tournament participants.

What is in it For You?​​
  • Play rugby without worry. You’re covered for any accidental injury anytime you're participating in any NCR sanctioned event.

  • Lousy health insurance? Spot works with or without existing health insurance to cover out-of-pocket costs.

  • See any licensed physician you want. No network of doctors.

  • Get hurt? File a claim online in under 3 minutes.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




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Purchase Spot

Get Spot x Cascade On-the-Bike coverage through December 31, 2021 or for just a single Cascade event.

For Annual coverage you must be a current Cascade member. Not a Cascade member?

Click here to join today, and then purchase Spot.

Please select one of the options below to get started.

No product

No product

You must register for the event through Cascade.

All Cascade events are included in annual coverage.


What medical costs are covered under Spot?

Is Spot health insurance?

How does the $25,000 coverage amount work?

When am I covered?