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How Injury Insurance Works

If you get injured

Go to the doctor and get treated

If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Filing a claim

We're here to help

Getting injured sucks, but dealing with your insurance shouldn’t. When you’re injured with Spot, a dedicated team member will be by your side every step of the way. Our goal is to simplify the experience so we can resolve your claim as quickly as possible. Besides, you have more important things to focus on, like recovery!

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FAQs

What medical costs are covered under Spot?

What if I have to submit a claim?

Is Spot health insurance?

What is excluded in my policy?

Get Spot

You can purchase race-day coverage through the Monterey Bay Half Marathon website.

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© 2022 Spot Insurance Inc. All rights reserved. Blistering Pace Race Management is the policyholder for Accident Insurance for all enrolled participants of Blistering Pace Race Management’s Voluntary race program participating in activities sponsored or supervised by the policyholder for whom premium has been paid. Coverage is subject to the terms, conditions, and exclusions of the policy. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company and facilitated by Life By Spot Companies Inc.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701