
Ikon Pass + Spot Insurance

Peace of mind.
Confidence on the slopes.
Spot, the official insurance partner of Ikon Pass, is offering injury insurance coverage and pass protection to skiers and snowboarders.
Spot Injury Insurance Coverage
If you get hurt while using your Ikon Pass, Spot’s policy will pay up to $25,000 of your out-of-pocket medical bills, with $0 deductible. Spot’s policy costs $64 for the entire season or $6.50 for daily coverage.

How Injury Insurance Works
If you get injured, whatever your physician recommends as treatment should be covered. Once you get your first bill, you can file a claim by taking pictures of your bill(s) as you receive them and providing a few details about your accident. After you file a claim, a personal claims advocate will help you determine the best plan for your medical and financial situation.

Spot Pass Protection
Get reimbursed if you can’t use your Ikon Pass for a covered reason, like injury or sickness.
Who is covered?
Ikon Pass holders who selected Spot Pass Protection at checkout. This is an optional benefit available for Ikon Pass holders.
What is covered?
Pass cancellation for unforeseen events, including:
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You or a family member's death, sickness, or injury.
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Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.
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Your transfer of employment of 100 miles or more by the employer with which requires your principal residence to be relocated.
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Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.
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You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your cancellation effective date. You must have been an active employee with the same employer for at least one (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.
Click here for a full list of covered events

How Pass Protection Works
If you are injured or get sick
Go to the doctor and get treated
If an injury or illness is requiring you to use your Pass Protection, see your doctor right away and get treatment. You can see any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Be sure to keep documentation from your visit.
If you have a change in employment
Get documentation
If you’ve been involuntarily transferred, terminated, or laid off from your employer ensure you keep the documentation. If your military leave has been revoked or you’ve been reassigned, your official notice will be required when you file your claim.
File a claim
In minutes
Filing a claim is simple, really. First, let us know what has happened and why you can no longer use your pass this season. Second, you’ll need to log in to your account to report the event at myaccount.getspot.com and we’ll verify your policy. Make sure to save your receipts and documents provided by your health care provider or employer.
