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Ikon Pass + Spot Insurance

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Peace of mind.
Confidence on the slopes.

Spot, the official insurance partner of Ikon Pass, is offering injury insurance coverage and pass protection to skiers and snowboarders.

Spot Injury Insurance Coverage

If you get hurt while using your Ikon Pass, Spot’s policy will pay up to $25,000 of your out-of-pocket medical bills, with $0 deductible. Spot’s policy costs $64 for the entire season or $6.50 for daily coverage.


How Injury Insurance Works

If you get injured, whatever your physician recommends as treatment should be covered. Once you get your first bill, you can file a claim by taking pictures of your bill(s) as you receive them and providing a few details about your accident. After you file a claim, a personal claims advocate will help you determine the best plan for your medical and financial situation.


Spot Pass Protection

Get reimbursed if you can’t use your Ikon Pass for a covered reason, like injury or sickness.

Who is covered?

Ikon Pass holders who selected Spot Pass Protection at checkout. This is an optional benefit available for Ikon 
Pass holders.

What is covered?

Pass cancellation for unforeseen events, including:

  • You or a family member's death, sickness, or injury.

  • Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

  • Your transfer of employment of 100 miles or more by the employer with which requires your principal residence to be relocated.

  • Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

  • You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your cancellation effective date. You must have been an active employee with the same employer for at least one (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.

Click here for a full list of covered events

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How Pass Protection Works

If you are injured or get sick

Go to the doctor and get treated

If an injury or illness is requiring you to use your Pass Protection, see your doctor right away and get treatment. You can see any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Be sure to keep documentation from your visit.

If you have a change in employment

Get documentation

If you’ve been involuntarily transferred, terminated, or laid off from your employer ensure you keep the documentation. If your military leave has been revoked or you’ve been reassigned, your official notice will be required when you file your claim.

File a claim

In minutes

Filing a claim is simple, really. First, let us know what has happened and why you can no longer use your pass this season. Second, you’ll need to log in to your account to report the event at myaccount.getspot.com and we’ll verify your policy. Make sure to save your receipts and documents provided by your health care provider or employer.

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Get Spot

Add Spot Injury Insurance and Pass Protection at checkout when you purchase your Ikon Pass.

Spot Insurance Inc. is a licensed agent/broker offering accidental death and disability insurance policies and travel insurance.
Our National Producer Number (NPN) is 18724703. For additional license information, contact legal@getspot.com
(C) 2022 Spot Insurance Inc. All rights reserved.
500 W 2nd St. #1900, Austin, TX 78701

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations, and exclusions in the insurance policy, including an exclusion for pre-existing conditions.  The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300, Indianapolis, IN 46208 USA. Insurance@imglobal.com. +1 (317) 655-9796.