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Breaking a bone shouldn't break the bank.

Spot covers your medical bills anytime you get hurt while riding a bike—whether you have health insurance or not. A Spot policy is best for those with lousy or high deductible healthcare plans and those without health insurance.

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All about Spot

Who is covered?

Cascade Bicycle Club members.

What is covered?

Bicycle-related activities including training, touring, commuting, gran fondos, on- or off-road, and e-bikes up to 750 watts. Only racing that is sanctioned by Cascade Bicycle Club is covered.

When are you covered?

Anytime you’re on a bike —the only time your coverage doesn’t apply when riding is when participating in a race that’s not sanctioned by Cascade Bicycle Club.

Where are you covered?

Anywhere in the US and US territories.

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Accident Medical Expense Coverage


Accidental Death or Dismemberment Coverage




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Purchase Spot

Get Spot x Cascade On-the-Bike coverage through December 31, 2021 or for just a single Cascade event.

For Annual coverage you must be a current Cascade member. Not a Cascade member?

Click here to join today, and then purchase Spot.

Please select one of the options below to get started.

No product

No product

You must register for the event through Cascade.

All Cascade events are included in annual coverage.


What medical costs are covered under Spot?

Is Spot health insurance?

How does the $25,000 coverage amount work?

When am I covered?